The China Banking Regulatory Commission (CBRC) indicated they would gradually carry out a differentiated regulatory policy on small-sized enterprises' financial services, stcn.com reported Friday.

That includes appropriately softening the terms for small-sized enterprises to apply for entrance in the financial service market. It will also include widening the liability channel of small-sized enterprises by issuing special financial bonds, encouraging commercial banks to develop financial services for small-sized enterprises and give more tolerance to small-sized enterprises' bad loans.

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Data provided by the CBRC shows that by the end of last year, 109 banks had set up financial service agencies exclusively for small-sized enterprises. That includes the five State-owned commercial banks and twelve national joint stock commercial banks. The amount of newly increased loans from financial service agencies exclusively for small-sized enterprises run by the major banks has exceeded 60 percent of the amount of newly increased loans for small-size enterprises from all the banks. Some of the banks' loans for small-sized enterprises account for more than 80 percent of its total loans.